HDFC Bank Ltd.| SBI| Asset Classification| Assets (Investment, Loans & Advances) are separate as performing & Non-performing establish on run batted in Guide lines| NPA-The Bank will classify an card as NPA only if the interest due and charged during any posterior stamp out is not serviced largey within 90 age from the end of the quarter.| Types Of NPA-| Â | Substandard Assets - A substandard plus is one, which has remained NPA for a conclusion less than or equal to 12 months| uncertain Assets - A doubtful asset is one, which remained NPA for a menstruation exceed 12 months.| Loss Assets - A press release asset is one where loss has been identified by the bank or internal or external auditors or the RBI superintendence but the do has not been written off all| Interest on non-performing assets is not recognized in the pelf / loss account until received. Specific provision for non-performing assets is made based on commissions assessment of their degree of terms subject to the marginal provisioning level prescribed by RBI.| INVESTMENTS| Investments are classified on the date of purchase into Held for Trading (HFT), addressable for Sale (AFS) and Held to maturity (HTM) categories. Under each of these categories, investments are promote classified to a lower place six groups - government activity Securities, Other Approved Securities, Shares, Debentures and Bonds, Investments in Subsidiaries / join ventures and Other Investments.
| attainment exist ! Brokerage, Commission, etc. paid at the time of acquisition, are charged to taxation Broken period interest on debt instruments is treated as a revenue item Cost of investments is based on the weighted middling cost method.| eruditeness Cost...If you want to get a full essay, order it on our website:
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